CrediClear Financial Group credit repair restoration clear creditclear score enhancment Clear Your Past, Brighten Your Future!
With CCFG, the Credit Doctors!
PreScreen Opt Out
What is a Pre Screen Opt Out???
An incredible amount of your "junk mail" comes from pre-screened offers originating from one or all of the major credit bureaus. Everything from pre approved credit card offers to mortgage refinance offers originates when a company sends a request to a credit bureau for persons with a qualifying credit score live in a certain area.
They can request people with a mortgage, and they assume you might want another one. They can assume you want life insurance, or a security system, or a water filtraton system. Maybe even a newspaper supscription.
A lot of things can be found out from a pre screened inquiry. The inquiry does not hurt your credit score, but the junk mail can add up, and increases your chances for identity theft if someone goes dumpster diving in your trash, or raids your mailbox.
This is one component of what LifeLock, and other companies do when they offer identity theft protection, and you can do it for free.
The credit bureaus offer s website to opt out of pre screened offers, and here it is for your use:
Optoutprescreen.com
https://www.optoutprescreen.com/?rf=t
More information on the world of credit and finance, from CrediClear Financial Group!
An incredible amount of your "junk mail" comes from pre-screened offers originating from one or all of the major credit bureaus. Everything from pre approved credit card offers to mortgage refinance offers originates when a company sends a request to a credit bureau for persons with a qualifying credit score live in a certain area.
They can request people with a mortgage, and they assume you might want another one. They can assume you want life insurance, or a security system, or a water filtraton system. Maybe even a newspaper supscription.
A lot of things can be found out from a pre screened inquiry. The inquiry does not hurt your credit score, but the junk mail can add up, and increases your chances for identity theft if someone goes dumpster diving in your trash, or raids your mailbox.
This is one component of what LifeLock, and other companies do when they offer identity theft protection, and you can do it for free.
The credit bureaus offer s website to opt out of pre screened offers, and here it is for your use:
Optoutprescreen.com
https://www.optoutprescreen.com/?rf=t
More information on the world of credit and finance, from CrediClear Financial Group!