CrediClear Financial Group credit repair restoration clear creditclear score enhancment Clear Your Past, Brighten Your Future!
With CCFG, the Credit Doctors!
CCFG Debt Negotiation Programs
Credit Repair, Debt Settlement, Consumer Credit Counseling:
What's the difference?
Credit Repair involves the removal from your credit report of things that cannot be proven belong to you, raising your credit score. These things include inaccurate, unverifiable information that drops your score. This covers an incredible range of items, check out the reply samples page or our YouTube site. Credit Score is the priority.
Debt Settlement and Negotiation involves paying off items to your creditors at a reduced, negotiated rate with money provided by you for that purpose. Paying the debts is the priority. With CCFG's program, your credit score rebounds quickly, months not years.
Consumer Credit Counseling has a priority of paying the debts, not necessarily at a reduced rate, this means that those collections that have multiplied several times over the original debt cost you way more than they should. Your credit score will rebound 7 years after the program is finished. Counseling programs show up on your report as "in credit counseling" or something to that effect. This is damaging to your credit score, as it shows irresponsible debt management.
Scroll to the lower part of the page to see our program that offers both negotiated debt settlement and credit restoration combined, with free credit repair!
Debt Consolidation Loans
Back when they were easier to get, these loans, along with home equity loans were quite popular. These days, however, lenders are a bit reluctant to loan you money to pay off your debts to others, with a basically unsecured loan to you. After all, you couldn't pay off those "other guys", "why should we think that you can pay us off?" Debt consolidation loans require pretty strong credit these days, if they can be found. Home equity loans are still out there, but then you have a situation of home value vs. the amount of your current mortgage. Either way, you are replacing loans with loans, they may be a bit better interest rate, but you must be careful about the spending in the future.
What's the difference?
Credit Repair involves the removal from your credit report of things that cannot be proven belong to you, raising your credit score. These things include inaccurate, unverifiable information that drops your score. This covers an incredible range of items, check out the reply samples page or our YouTube site. Credit Score is the priority.
Debt Settlement and Negotiation involves paying off items to your creditors at a reduced, negotiated rate with money provided by you for that purpose. Paying the debts is the priority. With CCFG's program, your credit score rebounds quickly, months not years.
Consumer Credit Counseling has a priority of paying the debts, not necessarily at a reduced rate, this means that those collections that have multiplied several times over the original debt cost you way more than they should. Your credit score will rebound 7 years after the program is finished. Counseling programs show up on your report as "in credit counseling" or something to that effect. This is damaging to your credit score, as it shows irresponsible debt management.
Scroll to the lower part of the page to see our program that offers both negotiated debt settlement and credit restoration combined, with free credit repair!
Debt Consolidation Loans
Back when they were easier to get, these loans, along with home equity loans were quite popular. These days, however, lenders are a bit reluctant to loan you money to pay off your debts to others, with a basically unsecured loan to you. After all, you couldn't pay off those "other guys", "why should we think that you can pay us off?" Debt consolidation loans require pretty strong credit these days, if they can be found. Home equity loans are still out there, but then you have a situation of home value vs. the amount of your current mortgage. Either way, you are replacing loans with loans, they may be a bit better interest rate, but you must be careful about the spending in the future.
Have $10k in Credit Card Debt? Settle It Now!
We have all heard the advertisements, and wondered, "is that for me" The basics of debt settlement and negotiation programs are the same: If You have a certain amount of unsecured debt, you may be eligible for these programs, depending on your State of residence and personal circumstances. These are highly regulated programs, both by Federal and State Statutes.
First, we cover the basics, for CCFG's enhanced program, a truly better alternative read to the bottom of the page...
These programs work with unsecured debt: Most credit cards, auto repossession balance due, cash loans, medical bills, balances due on foreclosure, and short sales, pay day cash advances, quick loans, and some other types of accounts where there is no collateral.
Current Auto Loans, Mortgages, Rent to Own programs will not work, because the lender will simply take back the collateral. If a foreclosure or repo has resulted in a charge off and collection, the collection account can be included in CCFG's Debt Settlement Programs!
These programs are a great alternative to Bankruptcy, especially a brutal Chapter 13. These programs are typically better than Consumer Credit Counseling, where paying the full balance, not negotiating in your favor, is a priority. CCFG Debt Settlement Negotiation and Consolodation is far better than ignoring the problem totally.
These are all essentially savings plans, you pay a monthly fee into a dedicated account, and as your available balance hits a target point, they negotiate and settle with your creditors one by one, with the saved money you made available for this purpose.
If you have old debts that are haunting you, these programs can be great. You really can settle these for pennies on the dollar.
If you enter current credit card accounts into these programs, these accounts will go from whatever their status is now, to late payments, to charge off, to collection. If you are already in trouble with the lender, or the fees have made the problem so bad that there is no way to pay them off short of winning the lottery, these programs can be an attractive alternative. If your accounts are already in charge off or collection, your score will not get any worse, in fact it will improve as your DTI ratio lowers and CCFG clears your credit history for free.
Any Accounts that were paid via these programs should show something like "legally paid for less than full balance" on your credit report. They will, however be paid, and they cannot re-report as a new collection on your credit reports. As more accounts are paid, and cleared from your reports, your credit score will increase as your debt load drops.
Paying off your debts via programs like these prevents future liens, judgments and garnishments, once the debts are negotiated to a settlement.
We see a lot of clients who had been through programs like this, and it is common for your creditors to not report these accounts correctly. Assuming these accounts report correctly, your Credit Score will slowly rebound after these accounts go away, typically in about 4 to 6 years. CCFG's program can accelerate that greatly with our credit restoration combo!
So be careful, and look to someone that cares about both
Settling your Debt and
Raising your Credit Score!
Let's say you have a $5000 balance in one credit card, at 22% interest. And you never charge another nickel on it.
You can pay that off at a rate of only $100 a month.
In only 134 months!
That's $13400 payback on $5000 debt.
$1200 a year, for just over 11 years!
What if the balance is $10,000? the payback amount goes to $26800!
Ridiculous? Yes it is.
If you are tired of trying to get ahead of the revolving debt, we can help!
Check out your situation with the calculator at the bottom of this page!
CCFG is announcing our entry into the Debt Settlement and Negotiation Business, in collaboration with the leading professionals in the Business of Debt Settlement and Debt Negotiation in the United States.
After extensive research, CCFG has developed the best plan on the market today.. professional debt settlement and negotiation and consolidation combined with expert credit repair and restoration programs!
The input of professionals is essential. This is your future we are talking about! From your perspective, things look bleak, but we have seen it hundreds of times before.. and probably worse!
Our plan can be an attractive alternative to Bankruptcy, especially the brutal Chapter 13 repayment! Also, you can pick and choose which accounts you choose to enroll, allowing a bit more flexibility in your budget!
If you are tired of trying to get ahead, and can't, or don't want to file BK, this could be the option for you! That expensive revolving unsecured debt can really be settled for far less than face value! Why pay retail?
Your creditors phone calls are re-directed to our phone professionals, where they meet their match! No bullying the pro's! You forward your collection letters to the settlement office as well, they keep on top of it all for you.
And, to top off the deal. we are offering, for free, the full actual price of our Full Service Fast Track Single Credit Repair plan, or enrollment for two in our Assisted Credit Repair Self Help Program! Debts paid, and credit history cleared up! What a combination!
You get the best of both worlds, your debts settled for a fraction of the face value, and CCFG's professional help in getting your Credit Score back on track much faster. A deal that simply cannot be beat!
And, imagine having someone else answer those nasty collection phone calls! professionals who deal with it every day, you can level the playing field!
This offer does, of course require your qualified enrollment in and completion of our Debt Settlement and Negotiation Programs, but that is something you were thinking about anyway. Why not do it with someone who cares about both paying your bills for pennies on the dollar and raising your credit score?
Give us a call today to get started on the road to better credit ratings with CrediClear Financial Group!
First, we cover the basics, for CCFG's enhanced program, a truly better alternative read to the bottom of the page...
These programs work with unsecured debt: Most credit cards, auto repossession balance due, cash loans, medical bills, balances due on foreclosure, and short sales, pay day cash advances, quick loans, and some other types of accounts where there is no collateral.
Current Auto Loans, Mortgages, Rent to Own programs will not work, because the lender will simply take back the collateral. If a foreclosure or repo has resulted in a charge off and collection, the collection account can be included in CCFG's Debt Settlement Programs!
These programs are a great alternative to Bankruptcy, especially a brutal Chapter 13. These programs are typically better than Consumer Credit Counseling, where paying the full balance, not negotiating in your favor, is a priority. CCFG Debt Settlement Negotiation and Consolodation is far better than ignoring the problem totally.
These are all essentially savings plans, you pay a monthly fee into a dedicated account, and as your available balance hits a target point, they negotiate and settle with your creditors one by one, with the saved money you made available for this purpose.
If you have old debts that are haunting you, these programs can be great. You really can settle these for pennies on the dollar.
If you enter current credit card accounts into these programs, these accounts will go from whatever their status is now, to late payments, to charge off, to collection. If you are already in trouble with the lender, or the fees have made the problem so bad that there is no way to pay them off short of winning the lottery, these programs can be an attractive alternative. If your accounts are already in charge off or collection, your score will not get any worse, in fact it will improve as your DTI ratio lowers and CCFG clears your credit history for free.
Any Accounts that were paid via these programs should show something like "legally paid for less than full balance" on your credit report. They will, however be paid, and they cannot re-report as a new collection on your credit reports. As more accounts are paid, and cleared from your reports, your credit score will increase as your debt load drops.
Paying off your debts via programs like these prevents future liens, judgments and garnishments, once the debts are negotiated to a settlement.
We see a lot of clients who had been through programs like this, and it is common for your creditors to not report these accounts correctly. Assuming these accounts report correctly, your Credit Score will slowly rebound after these accounts go away, typically in about 4 to 6 years. CCFG's program can accelerate that greatly with our credit restoration combo!
So be careful, and look to someone that cares about both
Settling your Debt and
Raising your Credit Score!
Let's say you have a $5000 balance in one credit card, at 22% interest. And you never charge another nickel on it.
You can pay that off at a rate of only $100 a month.
In only 134 months!
That's $13400 payback on $5000 debt.
$1200 a year, for just over 11 years!
What if the balance is $10,000? the payback amount goes to $26800!
Ridiculous? Yes it is.
If you are tired of trying to get ahead of the revolving debt, we can help!
Check out your situation with the calculator at the bottom of this page!
CCFG is announcing our entry into the Debt Settlement and Negotiation Business, in collaboration with the leading professionals in the Business of Debt Settlement and Debt Negotiation in the United States.
After extensive research, CCFG has developed the best plan on the market today.. professional debt settlement and negotiation and consolidation combined with expert credit repair and restoration programs!
The input of professionals is essential. This is your future we are talking about! From your perspective, things look bleak, but we have seen it hundreds of times before.. and probably worse!
Our plan can be an attractive alternative to Bankruptcy, especially the brutal Chapter 13 repayment! Also, you can pick and choose which accounts you choose to enroll, allowing a bit more flexibility in your budget!
-
We will assist you in determining the accounts that are in the program, and advise you about those you may not want to add.
- Our trained professionals review your budget, to determine how much you can afford to save for your settlement account on a regular basis.
- Your money is held in insured accounts, with your name on them, after all they are your debts that are being settled.
- We offer a variety of program lengths to suit your budget. Though debt settlements vary, the amounts usually range between 10% to 40% of the total balance due. Really.
- Imagine $10,000 being paid for only $1000! it can happen! We have seen $57000.00 collections settle for $5685.00
- Then imagine your credit reports being cleared up long before they would be normally, and your credit score rebounding to better than it was before the credit disaster struck!
- DTI Ratio down, debts paid, and your score restored.. from one source!
If you are tired of trying to get ahead, and can't, or don't want to file BK, this could be the option for you! That expensive revolving unsecured debt can really be settled for far less than face value! Why pay retail?
Your creditors phone calls are re-directed to our phone professionals, where they meet their match! No bullying the pro's! You forward your collection letters to the settlement office as well, they keep on top of it all for you.
And, to top off the deal. we are offering, for free, the full actual price of our Full Service Fast Track Single Credit Repair plan, or enrollment for two in our Assisted Credit Repair Self Help Program! Debts paid, and credit history cleared up! What a combination!
You get the best of both worlds, your debts settled for a fraction of the face value, and CCFG's professional help in getting your Credit Score back on track much faster. A deal that simply cannot be beat!
And, imagine having someone else answer those nasty collection phone calls! professionals who deal with it every day, you can level the playing field!
This offer does, of course require your qualified enrollment in and completion of our Debt Settlement and Negotiation Programs, but that is something you were thinking about anyway. Why not do it with someone who cares about both paying your bills for pennies on the dollar and raising your credit score?
Give us a call today to get started on the road to better credit ratings with CrediClear Financial Group!
The CCFG Debt Settlement Program Process
enrollment
consultation and budgeting
account setup
savings period
negotiation as savings accumulate
credit restoration starts
negotiation continues
completion, debt free and a great credit score!
enrollment
consultation and budgeting
account setup
savings period
negotiation as savings accumulate
credit restoration starts
negotiation continues
completion, debt free and a great credit score!
Give us a call today to get started on your personal financial stimulus package!
CNN Money: Top Stories
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$49 Enrollment, $200 on Installments!
No Interest Charges or Carrying Fees!
That's CCFG's Total Fee! Limited Time Offer!
In 2008 this was a deal at $795,
and we still have no per item charges!
This is our Bailout Special, a far better deal than
Buy One, Get One Free!
Get your own Stimulus Package started today!
Enter Your Special Pricing in the Blanks Provided on the
Application Form.
Let's Do It, Get me an Application!
No Interest Charges or Carrying Fees!
That's CCFG's Total Fee! Limited Time Offer!
In 2008 this was a deal at $795,
and we still have no per item charges!
This is our Bailout Special, a far better deal than
Buy One, Get One Free!
Get your own Stimulus Package started today!
Enter Your Special Pricing in the Blanks Provided on the
Application Form.
Let's Do It, Get me an Application!
Our Privacy Policy:
We do not share any of your personal information with any outside source. CCFG Credit Repair will not sell your name, address, phone number, or email address to anyone for any reason. And we won't call you or send you an email every week to entice you to join up.
